PKS Associates

Call Now

01788 536545

Office opening hours Mon - Fri 9am - 5pm

We make sure we take the time to understand your needs, goals and preferences before we make any recommendations

Our Approach

Creating a professional financial planning strategy

We make sure we take the time to understand your needs, goals and preferences before we make any recommendations – this is the process we follow:

1. Your initial contact

We contact you to arrange a convenient time and place to meet.

We'll require you to gather financial information in advance of our meeting. This will enable us to develop a clearer picture about your particular situation. To help us do this, we'll need to see documents, including life assurance, mortgage, pension, savings, investments or bank statements. This is also an opportunity for you to outline the issues that you'd like to discuss.

2. Your review

We assess your current financial position and help identify your goals.

At your review, we provide information about our services, and explain how we charge and the type of advice we offer. If there is anything you want to discuss, your review meeting is the perfect time to consider these other areas. We assess your assets and liabilities, discuss your objectives and priorities, and consider your attitude to risk.

3. Preparing our recommendations

Using the information we obtain from you, we develop a detailed financial plan.

We look at whether the financial plan will fit in with your lifetime goals and make sure you are comfortable with the timescale for implementing the plan. We research the market, review different products and providers and follow up with the preparation of a document outlining a strategy tailored to your individual goals and circumstances.

4. Discussing our recommendations

We take you through our recommendations in detail.

We explain why we've chosen specific solutions and outline product features. Our goal is to ensure that you understand why we have recommended certain products or a particular advice strategy. We'll also discuss the cost of any future work and explain how you can check on investment performance.

5. Implementing your plan

All the necessary product paperwork is completed and processed.

We make sure that all our recommendations to which you've agreed have been implemented. We'll also liaise with your accountant or solicitor and other family members if appropriate.

6. Reviewing your plan

At this point, you'll agree how often you want to review your plans.

The frequency and level of contact you have with us is up to you. It could be face-to-face meetings, over the phone, Skype or by email. If your circumstances change, we also need to know so that we can review what further changes your plan may require. These would typically cover life-changing events, including getting married, having a baby, a promotion or buying a new property – all events that may affect your finances and will require you to assess your financial planning strategy.

This process has to be underpinned by a joint commitment from both PKS Associates and our clients in order to ensure the successful completion of their financial goals.

Ready for Advice?

Call us now on 01788 536545 or complete our contact form

mortgages

Mortgages

Mortgages are possibly the largest single transaction in most people's lives. Buying a property can be a stressful and time-consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Read More

mortgages

Protection

At PKS Associates, we believe It is important to consider your budget when getting a life insurance, to make sure the policy is right for your needs and affordable over the longer term, and you may prefer to choose from different options offered by the insurance company.

Read More

mortgages

Investments

Typically, many of our clients may want to invest money on a regular basis to build up a capital sum for the future. You might be planning for your retirement, looking to generate investment income to top up your pension, saving for a deposit to buy a property or holiday home.

The value of investments and the income derived from them may go down as well as up, and you may not get back the amount originally invested.

Read More

Contact Us

PKS Associates
6 Somers Road, Rugby,
Warwickshire CV22 7DE

T: 01788 536545
F: 01788 536945
M: 07973628302